Online Social Networks – Pagerank Tracking http://pagerank-tracking.com/ Tue, 13 Jul 2021 10:15:48 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://pagerank-tracking.com/wp-content/uploads/2021/06/icon-1.png Online Social Networks – Pagerank Tracking http://pagerank-tracking.com/ 32 32 Escarlata Gutiérrez: “Freshness and authenticity are part of my personal brand” https://pagerank-tracking.com/escarlata-gutierrez-freshness-and-authenticity-are-part-of-my-personal-brand/ https://pagerank-tracking.com/escarlata-gutierrez-freshness-and-authenticity-are-part-of-my-personal-brand/#respond Tue, 13 Jul 2021 09:55:13 +0000 https://pagerank-tracking.com/escarlata-gutierrez-freshness-and-authenticity-are-part-of-my-personal-brand/ Escarlata Gutiérrez started tweeting in 2017 with the aim of publicizing the unknown work of prosecutors. It now has around 39,000 subscribers on this network and has expanded its social media site to other networks such as Instagram and Youtube, also helping to distribute legal content in Facebook groups such as El Actualizador. The Iberian […]]]>

Escarlata Gutiérrez started tweeting in 2017 with the aim of publicizing the unknown work of prosecutors. It now has around 39,000 subscribers on this network and has expanded its social media site to other networks such as Instagram and Youtube, also helping to distribute legal content in Facebook groups such as El Actualizador. The Iberian lawyer wanted to talk to him.

Known as the “Influencer Public Prosecutor,” what is someone doing on social media? Seriously, why did you take to Twitter?

It is a pleasure for me to be known for the work I have been doing for a few years now on social media, mainly on Twitter, to promote awareness of legal work and the role of prosecutors. I started in 2017 on Twitter with the aim of publicizing the unrecognized and undervalued work of prosecutors, based on a communications strategy I had previously worked on. Subsequently, I added legal content that was very well received, including case law threads and legal videos. While it does involve a significant amount of effort and time investment, it has certainly been and continues to be worth it.

I opted for Twitter when I started out because I consider it the social network that best matches the goals I wanted to achieve. Today, I have extended my dissemination work to other social networks like Instagram and Youtube. I also distribute legal content through Facebook groups such as El Actualizador.

Are you using other networks? How many users do you have on each network that you keep active?

I currently have accounts on Twitter: @escar_gm (with almost 39,000 followers); on Instagram @ escarlata.gutierrez (with 3,200 followers) and a Youtube channel: Escarlata Gutiérrez. Vídeos Jurídicos (with 2,700 subscribers).

Without a doubt, the Twitter account has the most dissemination capacity, with the publication of a legal thread reaching 1.5 million views.

Do you like fashion and you take care of your look on social networks?

Yes, I really like fashion. I always take care of my outfits because I consider them important, whether I’m taking pictures for social media or not, and whether I’m at work or not.

Many of my publications on social networks are accompanied by photographs in order to humanize, modernize and bring closer the image of Justice, and give visibility to women within the Administration of Justice, although this image is incidental to the content I share. I think they bring a note of freshness and authenticity which is now part of my personal brand.

Court dress: yes, no? or it depends?

Personally, I support the use of Toga at all times. It seems to me that this gives solemnity to the act of the trial and implies respect for the tribunal. Although we have been exempted from this requirement, I have continued to wear it and will continue to do so.

We assume that you are advocating that the law and social media are a good combination, why? How do you deal with haters, or is being a prosecutor also needed on social networks?

In my opinion, law and social media are a great and necessary combination. Social networks are a communication tool with great dissemination power. Used correctly, together with a communication strategy, they serve to enhance the knowledge and prestige of any institution or business, as well as to attract clients. I had the pleasure of leading social media communication and personal branding workshops for lawyers and they have always been very enriching.

The truth is, I take great pride in the respect and politeness my followers tend to have on social media (with a few exceptions). I would like to think that it is a reflection of the respect and politeness that I try to project on my account. Despite nearly 39,000 subscribers, I only had to block 11, and for behaviors close to harassment. In other words, I can’t complain about insults on social media. As for the criticisms, those which are made with reason and good manners are always enriching and welcome. In fact, the great thing about social networks is the interaction they allow between users.

As a relevant author, also known in social media parlance as an influencer, have you ever been asked to promote a product or service? Would this be compatible with your profession?

I haven’t received any such offers and the truth is, I don’t know if there is any incompatibility for it. What social networks have offered me is the possibility of making my work visible, to meet different professionals and to collaborate on very interesting legal projects. In this sense, I am very excited about the work I had the pleasure of coordinating on Computer Crimes for the recently released COLEX publishing house, where the main computer crimes and the peculiarities of digital evidence are analyzed. from a practical point of view and with updated case law.

To read the full article on issue 106, click here.


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Gareth Southgate: “I feel like my stomach was ripped out this morning” https://pagerank-tracking.com/gareth-southgate-i-feel-like-my-stomach-was-ripped-out-this-morning/ https://pagerank-tracking.com/gareth-southgate-i-feel-like-my-stomach-was-ripped-out-this-morning/#respond Mon, 12 Jul 2021 16:50:45 +0000 https://pagerank-tracking.com/gareth-southgate-i-feel-like-my-stomach-was-ripped-out-this-morning/ Morning. As England wakes up and realizes it wasn’t just a horrible dream, we’ll take into account the full range of reactions from this country and around the world. For starters, Jordan Henderson knows the death penalty will eat away at the team, but called on them to use it as fuel to succeed at […]]]>

Morning. As England wakes up and realizes it wasn’t just a horrible dream, we’ll take into account the full range of reactions from this country and around the world.

For starters, Jordan Henderson knows the death penalty will eat away at the team, but called on them to use it as fuel to succeed at the World Cup.

Henderson, who came off the bench before being substituted late before a penalty shoot-out, believes Gareth Southgate’s side need to build on their performance this summer to peak in Qatar next year.

“Of course you have to learn from the experience,” he said.

“I know it’s disappointing now, but we’re going to go and take a little break, it will eat you up a bit and you have to use it as fuel to want more, to do more and to keep pushing each other. other.

“What we have created this tournament is something really special and I hope we can bounce back.

“I’m sure we’ll have Qatar in 16 months, we’re in good shape, what we’ve created is really special.

“I’m really proud of the guys and can’t wait to see what we can do in the future.”

Henderson played a small role during the tournament, only regaining his fitness after groin surgery in February.

He felt the team deserved more but paid tribute to Italy, whose goalkeeper Gianluigi Donnarumma was named player of the tournament after saving two more penalties on penalties.

“Really devastated,” he told beIN Sports when asked how to sum up the evening.

“Devastated for the guys. Thinking of what they put on, they gave absolutely everything and deserve more.

“For the fans, for the country really, everyone was behind us and we left everything on the pitch, we gave absolutely everything to try to win and unfortunately we couldn’t do it.

“When it comes to penalties it’s a bit of a lottery and anything can happen except fair play for Italy, it’s a good team and congratulations to them but by the minute I’m really devastated for everyone.

“We always practice taking penalties, especially in tournaments. Unfortunately it can happen at night, he (Donnarumma) is a very good goalkeeper, he is very tall and it is difficult.

“So the guys were brave in taking the penalties and will learn from the experience of course.”


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OPINION: When it comes to social media, bigger isn’t always better https://pagerank-tracking.com/opinion-when-it-comes-to-social-media-bigger-isnt-always-better/ https://pagerank-tracking.com/opinion-when-it-comes-to-social-media-bigger-isnt-always-better/#respond Sat, 10 Jul 2021 22:00:00 +0000 https://pagerank-tracking.com/opinion-when-it-comes-to-social-media-bigger-isnt-always-better/ It is when we use our online networks as pipes, not prisms, that the small counts and seems to be of value. This article, written by Claudia Smith, University of Victoria, originally appeared on The Conversation and has been republished here with permission: Bigger is always better. Many of us believe this to be true […]]]>

It is when we use our online networks as pipes, not prisms, that the small counts and seems to be of value.

This article, written by Claudia Smith, University of Victoria, originally appeared on The Conversation and has been republished here with permission:

Bigger is always better. Many of us believe this to be true when it comes to building our online networks of friends, connections, and social media followers. But new research suggests the opposite may be closer to the truth: Maintaining small networks of trusted connections may be smarter in the long run. While this may seem counterintuitive, it also comes with a caveat.

We often feel pressured, and even encouraged by social media platforms, to grow our networks. Heed all prompts for “someone else you may know” and “who to follow”. We all want the sociometry (that number of friends or followers posted in the corner of your profile) to look good.

Offline and online social networks

Both offline and online, our social networks can function either as prisms or pipes.

As prisms, they broadcast our likes, dislikes, opinions, interests, activities and more to others. They signal who we are, or want to be, to our network of social connections.

As pipes, they act as conduits through which aid and resources can flow. Using our networks as pipes is an important part of how we build relationships. We give and receive advice, advocacy, support, emotional support, and tangible things (like entrepreneurs do, for example).

Studies of face-to-face networks have generally shown that whether we use our networks as prisms or pipes, the bigger the better.

But what about online?

We flock to social media networks like Facebook, Twitter, LinkedIn, and Instagram because it’s easy to view, share, and store our connections, allowing us to connect with them whenever we want. This is what makes connecting online and offline so different. We cannot search and find a comment we made six days ago to a friend over coffee. We can, however, find and share a conversation we had with our Facebook “friends” three years ago. It turns out that this is a very important distinction.

It’s when we use our online networks as pipes, not prisms, that small matters and seems to be of value. In a recent study of Canadian entrepreneurs, our team of researchers discovered this counterintuitive point and shed light on the reasons.

We think this suggests broader ideas.

Use of our online networks

In order for people to actually use their online networks as channels for resources and support, three things need to come together. First, we have to believe that we have the capacity to ask for or provide a resource or support (called exchange). Second, we must have a way to actually do the trade. And finally, you have to want to make the exchange.

All of these digital viewing, scanning, sharing, searching and storing capabilities of our social media networks make it very easy for us to believe that we have the capacity and disposition to use our networks like pipes. I can quickly and easily ask my online network for anything I need and get a quick response. But our research suggests that we don’t always have the will to ask.

Through interviews with entrepreneurs, we found that the reason is probably because people really care what other people are going to think. This perceived risk of social judgment can prevent entrepreneurs from obtaining useful resources from their online networks. We believe it’s not just entrepreneurs who care. This is because the risk of perceived social judgment is a product of the audience collapse, which reduces our willingness to reach out online.

Audience collapse occurs when we add people to our online networks in all aspects of our lives. These can be people we know well and people we barely know; personal relationships, professional knowledge, volunteer relationships, hometown relationships and those who share interests and hobbies.

As we build these diverse and oversized networks, and invite so many different people to join us, our willingness to ask for help diminishes. With all this research, visualization and sharing, who knows where our request might end up?

Our research reveals that many of us probably perceive a great deal of social judgment risk in asking for anything other than information from our online networks. We fear that others will see our requests as weak, needy, uncertain, confusing, too personal or inappropriate, which makes us less willing to ask for help. This involvement of the dark side of bigger is better Social networks are rarely discussed.

If this resonates, what can you do?

To make our social media networks useful as tips, we suggest you create trust networks. These are specially designed to stay small – yes, small. Add only people who will support, without judging negatively, any request for help you may make – these are the people you trust.

A network of trust is likely to be very high in reciprocity, or giving and getting help, because all members believe it is a safe place to ask and give help. It becomes a really useful network of pipes where small, not large, is valuable.

So if you want to use your online networks as a prism to point things out to the world, stick with it. But if you want to give and get help, then create a small network of trust on social media. We think you’ll be glad you did.

Claudia Smith, Assistant Professor, Gustavson School of Business, University of Victoria

This article is republished from The Conversation under a Creative Commons license. Read the original article.


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Will conversational commerce be the next big thing in online shopping? https://pagerank-tracking.com/will-conversational-commerce-be-the-next-big-thing-in-online-shopping/ https://pagerank-tracking.com/will-conversational-commerce-be-the-next-big-thing-in-online-shopping/#respond Fri, 09 Jul 2021 03:23:44 +0000 https://pagerank-tracking.com/will-conversational-commerce-be-the-next-big-thing-in-online-shopping/ July 10, 2021 MTRYING IS A intimate way to share private opinions and feelings. It’s a whisper of a cocktail in digital form, as one user of WhatsApp, a service owned by Facebook, puts it. Today, some of the world’s biggest brands are venturing into this personal realm. Recognizing the limitations of conventional communication channels […]]]>

MTRYING IS A intimate way to share private opinions and feelings. It’s a whisper of a cocktail in digital form, as one user of WhatsApp, a service owned by Facebook, puts it. Today, some of the world’s biggest brands are venturing into this personal realm. Recognizing the limitations of conventional communication channels like call centers and email, a few years ago, companies started using WhatsApp and its sister app, Facebook Messenger, as well as Apple’s iMessage and apps. independent companies such as Line.

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The pandemic has given all of these applications a boost. Messages on Instagram, Facebook’s photo-sharing app and Messenger increased by 40%. Four-fifths of the time spent on mobile devices is now spent on chat applications. Businesses can usually be relied on to get to where customers are. Messaging has therefore become vital for businesses, not just experimental, says Javier Mata, founder of Yalo, a startup whose technology connects businesses to messaging platforms. Companies used to use them primarily for customer service. Now they want to get people to buy stuff through chat, like hundreds of millions of Chinese do on WeChat, owned by Tencent, China’s most powerful tech giant.

Since many popular messaging platforms are encrypted, transaction data is hard to come by. But growth is definitely happening. Over a billion people now interact with businesses via chat, not counting China. Every day, 175 million people send a message to WhatsApp work accounts (WhatsApp channels designed for businesses). Yalo’s customers include consumer goods giants such as Coca-Cola, Nestle, PepsiCo and Unilever, as well as Walmart, the world’s largest retailer. Apple Business Chat, launched in 2017, is used by Home Depot DIY stores, Hilton hotels and Burberry, a fashion brand. Facebook’s list includes Sephora, a cosmetics retailer, and IKEA, a furniture giant. LVMH, a French luxury goods conglomerate, is testing messaging, according to Jeroen van Glabbeek, CEO of CM.com, a Dutch conversational commerce platform.

C-commerce is already well established in Asia and Latin America, where inconsistent access to high-speed, high-quality devices puts e-commerce and business-specific applications beyond the reach of many. Now, Western consumers are starting to appreciate the ease, speed, personalization, and convenience of messaging. For businesses, the return on investment seems higher for messaging than for call center exchanges or messaging channels, says Emile Litvak, head of corporate messaging at Facebook.

Promoters of commercial messaging say e-commerce will replace e-commerce within a decade or two. But messaging is best understood as a refinement of e-commerce and a sibling of “social commerce” (social media shopping). Most messaging conversations between large businesses and consumers start from corporate e-commerce websites that have a “click to send” button. Many start on social media.

In some ways, c-commerce is a throwback to the past. Besides mail order and its modern look, online shopping, commerce has been built on conversation for millennia. However, there are new elements in corporate messaging. It’s more personalized than SMS marketing, which itself has been successful in recent years in America and Europe. Automatic messaging goes beyond rudimentary chatbots, which have been around since the mid-2010s. Artificial intelligence (AI) improves in the unstructured interactions that buyers had with expert retail assistants.

For now, says Marc Lore, who led Walmart’s digital efforts, a lot of commercial messages have humans in the loop. In the future, he believes, AI will be able to meet hazy customer requests such as “give me a birthday toy for a five year old around science education for about $ 40” by suggesting choices and completing the transaction by a few seconds. And when AI improves in natural dialogue, such as after learning from human interactions, consumer-to-business messaging can look like JARVIS, Tony Stark’s digital butler in the then pretty close Marvel comics.

Until then, companies must move forward with delicacy. Filled with family and friends, chat apps are emotional spaces, says Robert Bennett, CEO from Rehab, an agency that helps brands reach consumers digitally. Try selling some yoga leggings to someone after a trade with their mom, he says, and your business could end up going down faster than an ex. But do it right – think of a sweet reminder of an herbal tea vendor’s evening meditation – and the rewards look tasty.

This article appeared in the Business section of the print edition under the title “Lines of Discussion”


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Charities Against Hate First Anniversary https://pagerank-tracking.com/charities-against-hate-first-anniversary/ https://pagerank-tracking.com/charities-against-hate-first-anniversary/#respond Wed, 07 Jul 2021 07:20:30 +0000 https://pagerank-tracking.com/charities-against-hate-first-anniversary/ Mélanie May | July 7, 2021 | New Charities Against Hate was created a year ago this week, when a group of charities came together to examine how social media platforms could become more inclusive and reduce hate speech online. The group now has over 40 members and includes Barnardo’s, Children’s Society, Epilepsy Action and […]]]>

Mélanie May | July 7, 2021 | New

Anti-hate charities

Charities Against Hate was created a year ago this week, when a group of charities came together to examine how social media platforms could become more inclusive and reduce hate speech online.

The group now has over 40 members and includes Barnardo’s, Children’s Society, Epilepsy Action and Stonewall. Over the past year, Charities Against Hate has established task forces and collaborated with external partners, met with MPs, politicians and governments, reviewed ethical marketing policies, created guidance for the staff, volunteers and the broader third sector community; and working with people who have experienced hate speech online to create recommendations for the social media platform.

Achievements and results include:

Publicity

  • Distributed and analyzed surveys of the experiences of over 420 charity employees and members of their communities to learn more about their experiences of hate online and what can be done to prevent it from happening.
  • Conducted research that explores the impact of hate speech, to form a strong evidence base on the topic, demonstrating the need to protect the mental health and well-being of people who use social media platforms.
  • Lobbyed MPs for their support and to demonstrate the impact on hate online.
  • Created a toolkit for MPs to help anyone wishing to get in touch with their MP to share their experiences with hate speech online.
  • Developing tips to help people share their stories using #ShareYourStory.
  • Created 16 product recommendations for social media companies to consider to fight online hate.
  • Created a best practice guide for digital marketing and ethical communication practices for charities to help them engage in ethical marketing and communications and support them in the fight against hate speech.

82% of charities that are part of the collective say they have used the group’s resources to inform their work and 75% say they have shared them with colleagues.

Sarah Clarke, CharityComms Membership Manager and Collective Communication Group volunteer, said:

“There is still a long way to go before social media platforms become fairer and safer spaces for everyone. The creation of campaigns such as #StopOnlineAbus, #ReclaimSocial, and the continued work of organizations such as Kick It Out and Stop Funding Hate, demonstrate that, as one participant told us, this is a huge problem, one that will not go away and that many ‘others are sitting down and taking note of – there is a real feeling that people want change. “

Charlie Crabtree, Marketing and Communications Manager at KeyRing Living Support Networks and Lived Experience Group Volunteer said:

“It was especially important to reflect the experiences of the people our charities support through our work. The pandemic has intensified the digital divide and exclusion that people face as a result. As we work to bridge this divide, we also need to ensure safe and healthy online spaces where people will not face hate online. “

Next steps for Charities Against Hate include an event in fall 2021 and a review of the group’s future direction.

Charities Against Hate’s first anniversary falls the same week the RNLI faced backlash from the Daily Mail as well as on social media, and Nigel Farage, for its immigrant rescue.

RNLI issued a very clear statement in response, saying that it exists to save lives at sea and that its rescuers help those in need without judging how they ended up in the water – something that has always been and always will be his philosophy.

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Why China is cracking down on its tech champions https://pagerank-tracking.com/why-china-is-cracking-down-on-its-tech-champions/ https://pagerank-tracking.com/why-china-is-cracking-down-on-its-tech-champions/#respond Tue, 06 Jul 2021 09:51:42 +0000 https://pagerank-tracking.com/why-china-is-cracking-down-on-its-tech-champions/ The biggest Chinese companies achieved this way with at least the tacit backing of the government, which has taken a relatively casual approach to the internet, e-commerce and digital finance spheres. Today, President Xi Jinping’s government controls the country’s most powerful companies and their billionaire founders, including Alibaba Group, Tencent Holdings, and Didi Global. The […]]]>

The biggest Chinese companies achieved this way with at least the tacit backing of the government, which has taken a relatively casual approach to the internet, e-commerce and digital finance spheres. Today, President Xi Jinping’s government controls the country’s most powerful companies and their billionaire founders, including Alibaba Group, Tencent Holdings, and Didi Global.

The explosion of scrutiny is shaping up to be one of the biggest concerted actions against private enterprise in decades, suggesting that the unusual leeway enjoyed by entrepreneurs like Jack Ma, founder of the sprawling Ant Group, could end.

1. How is China repressing?

The cyberspace regulator ordered the removal of Didi’s app from stores in July as part of a data security review. This happened less than a week after the rideshare company’s successful registration in the United States. Ant, the fintech giant whose business has grown significantly during years of loose regulatory oversight, was set to go public in November 2020 when Chinese authorities imposed new rules on the consumer lending industry in line. New rules to tackle monopoly practices across the internet landscape were then drafted and finalized in just three months. Regulators imposed a record fine of $ 2.8 billion on Alibaba in April for alleged monopoly behavior and ordered numerous “rectifications” to the way it does business. Days later, they offered the first important tips on how Ant should review its operations. Tencent, operator of the “super app” WeChat, is also reportedly under regulatory control, in particular its fintech wing. China has also attacked online grocery units from companies such as Meituan and Pinduoduo for improper prices.

2. What is the stake?

To cite just one example, new measures proposed this year to curb concentration in the Chinese online payments market could reduce Ant’s valuation from around two-thirds to just over $ 100 billion, according to Bloomberg Intelligence. . It could also endanger the growth of Tencent’s fintech division, estimated at $ 120 billion before the crackdown.

3. What explains the repression?

It’s not clear. As is almost always the case, Chinese leaders have said little about their underlying intentions, other than generalizations about protecting consumers and maintaining financial stability. Analysts and investors are making various theories: maybe regulators are simply reasserting their oversight power, or maybe those in power have become frustrated with the arrogance of tech billionaires and wanted to teach them a lesson. Last year, Alibaba, Tencent and Ant had a combined market capitalization of nearly $ 2 trillion, easily overtaking state giants like Bank of China as the country’s most valuable companies. And it is clear that the Communist Party was increasingly concerned about the growing weight of its Internet companies, mostly private entities over which it has little direct control.

Image: Macau Photo Agency

4. Is there more to come?

Presumably. Xi said he would go after “platform” companies that amass data and market power – a broad definition that includes just about all of China’s biggest companies. His administration is particularly keen to eradicate systemic risks – such as the unsupervised growth in consumer debt – in part to ensure Communist Party dominance. More:

  • The cyberspace watchdog quickly extended its review of national security beyond Didi to applications operated by Full Truck Alliance and recruiting firm Kanzhun, both of which had recently signed up in New York City.
  • In April, regulators asked Tencent, Meituan and others, including TikTok owner ByteDance, search leader Baidu and shopping portal JD.com, to “follow Alibaba’s lead.” and fight against anti-competitive practices such as exclusivity requirements.
  • Beijing may also seek greater monitoring of mergers and acquisitions, as Chinese internet companies have invested over the years in hundreds of the country’s most influential newcomers in areas such as online healthcare and intelligence. artificial. Regulators have started imposing symbolic fines for deals concluded years ago, raising fears of further investigation into mergers and acquisitions.
  • The government has reportedly proposed a state-backed company with the tech giants that would oversee the lucrative data they collect from hundreds of millions of consumers.

5. Is it really that surprising?

In some ways it is. The government has played an important role in developing the tech sector in a way that has facilitated the development of behemoths. China has indeed created its own version of the Internet, a version blocked off from the rest of the world by what is called the Great Firewall. In the absence of Facebook or Twitter, Sina’s WeChat and Weibo have flourished as social networks. On the other hand, China has a tradition of cracking down on it or making examples of leading companies. For example, Tencent became the target of a campaign against gambling addiction in children in 2018.

Jack Ma. Image: World Economic Forum

6. Will Ant or someone else go their separate ways?

Not Ant, it seems. It has agreed with regulators on a restructuring plan that will transform it into a financial holding company, subjecting it to capital requirements similar to those of banks. After the $ 2.8 billion fine, Alibaba executives said they were not aware of any further antitrust investigations. However, the government reportedly wished it had sold some media assets, including the South China Morning Post, over concerns about the company’s influence on public opinion. Overall, Beijing authorities should be cautious, seeking to curb the growing weight of tech giants without undermining some of the country’s biggest business success stories.

7. Was Ma singled out?

The charismatic impresario behind two of the country’s largest companies, Ant and Alibaba, is arguably the person most closely identified with the meteoric rise of China’s internet industry. Long accustomed to the global conference circuit, the flamboyant billionaire has all but disappeared from public view after Ant’s initial public offering was derailed and, according to a person familiar with the matter, the government advised him to stay in the country. . It resurfaced in mid-January, propelling Alibaba’s market value $ 58 billion higher. Tencent founder Pony Ma (unrelated) – a delegate to the country’s highest legislative body – was much less heard than his fellow globetrotter; in March, he initiated a voluntary meeting with antitrust officials as part of their regular conversations. Meituan CEO Wang Xing was warned to keep a low profile after posting a poem interpreted as critical of the government. His appearance two weeks later at an official state celebration signaled that he and his business could be back in favor in Beijing. – (c) 2021 Bloomberg LP


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SaveIn allows you to borrow money from friends online. Is it safe and necessary in times of UPI, netbanking? | Interview https://pagerank-tracking.com/savein-allows-you-to-borrow-money-from-friends-online-is-it-safe-and-necessary-in-times-of-upi-netbanking-interview/ https://pagerank-tracking.com/savein-allows-you-to-borrow-money-from-friends-online-is-it-safe-and-necessary-in-times-of-upi-netbanking-interview/#respond Sun, 04 Jul 2021 03:49:00 +0000 https://pagerank-tracking.com/savein-allows-you-to-borrow-money-from-friends-online-is-it-safe-and-necessary-in-times-of-upi-netbanking-interview/ The SaveIN app was launched in mid-April 2021 and has since been downloaded by over 50,000 users from the Google Playstore. Representative image / Source: SaveIn website. In the time of the pandemic, online social financing is gaining momentum. According to the CMIE’s 2020 Consumer Pyramid Household Survey (CPHS), 77% of urban Indian households contact […]]]>
The SaveIN app was launched in mid-April 2021 and has since been downloaded by over 50,000 users from the Google Playstore. Representative image / Source: SaveIn website.

In the time of the pandemic, online social financing is gaining momentum. According to the CMIE’s 2020 Consumer Pyramid Household Survey (CPHS), 77% of urban Indian households contact family, friends and acquaintances when needed. There has been a 100% increase over the past year (2019-2020) in the number of urban households borrowing from family and friends. SaveIn, an online platform, is trying to capitalize on this by reaching out to Indians who lend and borrow money from each other.

SaveIn aims to help organize the large trading market among friends, family and acquaintances by making it easier to find, match and keep records of these transactions. In an email interaction with FE Online, Jitin Bhasin, Founder and CEO of SAVEIN, further explains this platform and the benefits it offers to lenders and borrowers. Extracts:

What is the need for an online platform like SaveIn to borrow money from friends and family when it can be done directly through online banking, UPI?

Jitin Bhasin: Almost 80% of the Indian workforce is deprived of access to formal / institutional credit and therefore lending / borrowing between friends, family, traders, business partners, office colleagues, etc. is becoming an essential form of financing for most Indians. Although these transactions are done through cash / bank transfers / UPI, there are associated challenges such as:

– Limited number of contacts to lend / borrow: people are not aware of the potential of their social network and end up lending / borrowing money to a very small number of people. SaveIN enables people to discover hundreds of lenders / borrowers by leveraging the power of their own social network.

– Ability to charge interest: Lenders find it difficult / embarrassing to “ask” for interest while lending money to borrowers around them. Likewise, borrowers do not know the fair / transparent interest terms they should pay to borrow with dignity. SaveIN, allows lenders to clearly define their desired interest rate while creating their loan profiles. This in turn is clearly displayed to borrowers, while approaching lenders for loans through the SaveIN platform, thus addressing this central issue for both parties.

– Record keeping: if transactions are made in cash, there is no associated record. Even in bank transfers / UPI, the transaction is recorded as a simple “payment” and not as a “loan” from person A to B. Therefore, there is no possibility to define the terms of “loan”. »/ Charge interest, calculate repayment amount, monitor loan repayment schedule, etc. Lack of records leads lenders / borrowers to forget to pay / collect the money on the due date which increases the friction in their relationship.

READ ALSO | In lack of money? Here are 5 ways to organize low cost funds

SaveIN keeps all records completely digital, thus recording everything from the loan application, the lender’s decision, the loan issue, the repayment schedule and associated repayment records until the loan is closed. It is to be noted that all payments through the SaveIN platform are digital in nature, thus avoiding the need to use cash.

– Repayment problems: It is observed that lenders have to “hunt” borrowers for repayment since there is no official document / method to facilitate repayment. Given the absence of registration of these informal transactions, there is no penalty for the borrower in the event of default.

SaveIN sends automatic notifications and reminders to lenders and borrowers, reminding them of due repayments, thus enabling disciplined and responsible lending / borrowing through the use of the SaveIN platform. Lenders and borrowers can also assign ratings to each other, allowing both parties to record their experience. This rating of a lender / borrower is extremely useful in identifying disciplined and compliant lenders / borrowers on the SaveIN platform.

As it is evident, SaveIN is digitizing this vast informal lending market and solving the main problems faced by lenders / borrowers when dealing with each other.

SaveIn is not an RBI regulated bank or NBFC. How does this platform respond to the security concerns of lenders and borrowers?

Jitin Bhasin: SaveIN is a fintech platform that has created a proprietary technology product that facilitates discovery, matching, record keeping and informal loan payments among willing participants in a social circle. All payments are made by users through the use of their existing bank accounts, through UPI where the control and responsibility for approving any payment / money transfer rests solely with the user. SaveIN cannot carry out any transaction without the express consent of the user. It should be noted that SaveIN has partnered with the main payment gateways and therefore offers a payment experience comparable to any other fintech / e-commerce / consumer company when it comes to payments / money transfer. SaveIN follows a fully secure and consent-based architecture; all customer information is encrypted using the advanced 256-bit encryption standard.

It is therefore evident that SaveIN complies with the highest level of security while allowing customers to use the platform.

What fees does SaveIn deduct when someone lends or borrows money on the SavIn platform?

Jitin Bhasin: As a platform, SaveIN reserves the right to charge its users for usage / convenience fees. However, at present, SaveIN does not charge users any fees for using the platform, thus allowing more and more Indians to start using the platform for informal loan transactions.

How much business have you done?

Jitin Bhasin: The SaveIN app was launched in mid-April 2021 and has since been downloaded by more than 50,000 users on the Google Playstore. We have over 3000 registered lenders on the platform and several users are already transacting on SaveIN for their informal loans. The platform has been rated by nearly 700 people on Google Playstore with a Lifetime Rating of 4+, reflecting that users appreciate the overall SaveIN experience.

Can I earn money by lending on the SaveIn platform? Who can borrow money from me on SaveIn?

Jitin Bhasin: Yes, a lender can set a prime interest rate (0% to 36% per annum) while lending money to people in their own network. For a loan to be registered on the platform, the loan terms must be agreed between a lender / borrower. SaveIN connects lenders and borrowers in their own social networks, which means that a lender will never receive requests from unknown people.

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Why email providers scan your emails https://pagerank-tracking.com/why-email-providers-scan-your-emails/ https://pagerank-tracking.com/why-email-providers-scan-your-emails/#respond Fri, 02 Jul 2021 15:54:41 +0000 https://pagerank-tracking.com/why-email-providers-scan-your-emails/ “From a technical point of view, there are no obstacles” for companies who want to read consumer emails, says Gustaf Björksten, chief technologist at the nonprofit Access Now. Corporate privacy policies can spell out when and why email providers would do this, and some also have codes of conduct, such as Microsoft’s Standards of Business […]]]>

“From a technical point of view, there are no obstacles” for companies who want to read consumer emails, says Gustaf Björksten, chief technologist at the nonprofit Access Now.

Corporate privacy policies can spell out when and why email providers would do this, and some also have codes of conduct, such as Microsoft’s Standards of Business Conduct and Google’s Code of Conduct. Yet Björksten says privacy policies are not foolproof. “There is all the potential for human abuse. Humans are deeply, fundamentally flawed, and we know that when humans have access to private information, they will at least sometimes be looking at it when they shouldn’t be looking at it.

For example, a widely reported legal settlement by Apple in 2021 stemmed from a 2016 incident in which a woman sent her iPhone for repair and technicians from an Apple-approved contract facility posted her explicit photos and videos. online.

“When we learned of this blatant violation of our policies at one of our vendors in 2016, we took immediate action and have since continued to strengthen our vendor protocols,” Apple told Consumer Reports.

And in 2019, two former Twitter employees were accused of accessing private messages and other information as foreign agents for Saudi Arabia, court documents show.

So if you want to prevent companies from even being able to read your messages, analyze them or share them with third parties, the best way to do that is to use a tool specifically described as “end-to-end encrypted”, such as Signal , so that even the provider cannot access it.


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Is Facebook a monopoly? | The Economist https://pagerank-tracking.com/is-facebook-a-monopoly-the-economist/ https://pagerank-tracking.com/is-facebook-a-monopoly-the-economist/#respond Thu, 01 Jul 2021 09:26:20 +0000 https://pagerank-tracking.com/is-facebook-a-monopoly-the-economist/ July 3, 2021 San Francisco AT LAST IS event. Or so thought the critics of big technologies. President Joe Biden has appointed one of their own, Lina Khan, to head the Federal Trade Commission (FTC). A congressional committee has approved six bills to curb Alphabet, Amazon, Apple and Facebook. Then, on June 28, a federal […]]]>

AT LAST IS event. Or so thought the critics of big technologies. President Joe Biden has appointed one of their own, Lina Khan, to head the Federal Trade Commission (FTC). A congressional committee has approved six bills to curb Alphabet, Amazon, Apple and Facebook. Then, on June 28, a federal judge brought a strong dose of realism by summarily dismissing two antitrust cases against Facebook.

The unexpected move, which sent Facebook’s market value past $ 1 billion, was a reminder that in America, the bloat of “techlash” can yield meager results. Judge James Boasberg, appointed by the former boss of Mr. Biden, Barack Obama, has dismissed one of the cases, brought by 46 states, on a technical point. The complaint, which accused Facebook of acquiring nascent competitors, such as Instagram in 2012 and WhatsApp in 2014, to consolidate its dominance on social media, was deemed too late. More deeply, the judge found the second case, filed by the FTC, “Legally insufficient”. “It’s almost as if the agency expects the court to just nod at conventional wisdom that Facebook is a monopolist [in social-networking],” he wrote.

This indeed seems to be what FTC expected. He claimed that Facebook had a “dominant market share (over 60%)” without explaining what that market is. And he defined “personal social network” to exclude things like work networks (LinkedIn) or video sharing sites (YouTube).

To give the FTC its due, the demarcation of digital markets is devilishly delicate. Like Facebook, most social media companies don’t charge users, so the typical approach of looking at an industry’s consumer derivative sales is unnecessary. Facebook has paying customers, companies that buy ads on its platforms, but the extent of that market is also unclear. If all American online advertising counts, its share is 25%, according to an estimate of The Economist (see table). Looking only at social media advertising, it reaches 60% in America (although Facebook’s share of the world is declining). But what qualifies as social media is amorphous, as features and rivals appear and crumble.

The judge acknowledged that Facebook had market power (“no one who hears the title of the 2010 film ‘The Social Network’ wonders what company it is”) and he gave the FTC 30 days to show it more precisely. However, he also rejected one of the agency’s main claims. the FTC accused Facebook of stifling competition by blocking rivals on its platform. According to Supreme Court precedents, the judge pointed out, such conduct is legal: monopolists have no “obligation to negotiate”.

This can make sense in the analog world. Critics like Ms. Khan argue that in the digital world, where dominant platforms look a lot like pipeline-owning utilities, that equates to a license to kill the competition. If more big-tech cases fail, as can happen with those involving Apple and Google, it would give weight to demands for antitrust reform. Even that may not be enough to get one of the six bills, or something like them, through the blocked Senate. Despite a bipartisan consensus in Washington that big tech is too powerful, Democrats and Republicans are unlikely to agree on the details of what to do about it.

This article appeared in the Business section of the Print Publishing under the headline “Is Facebook a Monopoly?”


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Insecure server exposes names, phone numbers, emails and more of Byju students – TechCrunch https://pagerank-tracking.com/insecure-server-exposes-names-phone-numbers-emails-and-more-of-byju-students-techcrunch/ https://pagerank-tracking.com/insecure-server-exposes-names-phone-numbers-emails-and-more-of-byju-students-techcrunch/#respond Wed, 30 Jun 2021 22:12:36 +0000 https://pagerank-tracking.com/insecure-server-exposes-names-phone-numbers-emails-and-more-of-byju-students-techcrunch/ For a rundown of TechCrunch’s biggest and most important stories delivered to your inbox every day at 3:00 p.m. PDT, subscribe here. Hello and welcome to the Daily Crunch on June 30, 2021. It’s the last day of the quarter. It is the last day of the first semester. It’s the halfway point of your […]]]>

For a rundown of TechCrunch’s biggest and most important stories delivered to your inbox every day at 3:00 p.m. PDT, subscribe here.

Hello and welcome to the Daily Crunch on June 30, 2021. It’s the last day of the quarter. It is the last day of the first semester. It’s the halfway point of your New Year’s resolutions. Kicking off the third quarter means we are heading into a new earnings season. To close the second quarter, a number of companies went public, including Didi and SentinelOne. TechCrunch’s point of view is that we are seeing some interesting price differentials between companies in the United States and those in China. – Alexis

The Top 3 TechCrunch

  • Robinhood fined before IPO: As we look to Robinhood’s long-awaited IPO filing after a strong first quarter, the company was hit today with $ 70 million in fines and penalties for what the Authority Financial Sector Regulator (FINRA) described it as “widespread and significant harm suffered by customers.” “
  • Venture Capital Drama: TechCrunch Natasha Mascarenhas found that SF-based Hinge Health fired a board member after investing in what the company saw as a competitor. The news is remarkable in itself, but also underscores just how founder-friendly the market really is today; this may not have happened when venture capitalists wielded more power.
  • Byju discloses student data: Today’s breach involves a startup called Salesken.ai, an exposed server, and Byju’s user data. Byju’s is a popular Indian edtech company. Salesken provides what TechCrunch describes as “customer relationship technology,” which helps explain why it could have had data from the other company. No excuse though.

Startups / VC

Today, let’s kick off our startup coverage with three space-related stories:

Then, the economy of creators:

But that was not all. Learn more about critical coverage of today’s startups:

  • $ 5M for an LGBTQ + neobank: While many neobanks target the population as a whole, others take a more targeted approach. This is the case of Daylight, which wants to offer banking services to the queer community. He’s joining startups like Fair and others to take a slightly more specialized approach to the popular fintech model.
  • $ 250 million for drone logistics: Remember that startup that used drones to deliver medical supplies to Africa? It was called Zipline. And since then, it has broadened its goals, its technology and, today, its capital base.
  • And then there was news from Gusto that the HR-tech unicorn is breaking chunks of its core tech so other companies can integrate payroll and other services. While it’s cool, what we really want is a Gusto S-1.

Demand curve: 7 types of ads that increase click-through rates

A perennial problem among startups: Since no one on the founding team has significant marketing experience, growth efforts are pro forma and generally unlikely to make a difference.

Everyone wants higher click-through rates, but creating ads that “stand out” is a risky strategy, especially when you don’t know what you’re doing. This guest post from Demand Curve offers seven strategies for increasing CTR that you can clone and deploy today within your own startup.

Here’s one: If customers are talking about you online, ask them if you can add a screenshot of their reviews to your ad. Testimonials are a form of social proof that drives conversions, and they’re especially effective when used in retargeting.

Earlier this week, we published another article on optimizing email marketing for start-ups. We’ll have more expert advice on growth soon, so stay tuned.

(Extra Crunch is our membership program, which helps founders and startup teams move forward. You can register here.)

Big Tech Inc.

From the biggest tech companies, we have three stories for you today. Let’s do it in descending order of market capitalization, okay?

  • Amazon doesn’t want to be regulated: And he may be anxious to boot. This is what we take away from the news that the company is trying to sideline the current FTC chairmanship. Tough, is our first reading of the company’s complaints and inquiries.
  • Instagram wants the following paid: Following in Big Tweet’s footsteps, Instagram “is building its own version of Twitter’s Super Follow with a feature that would allow online creators to post” exclusive “content in their Instagram Stories that is only available to their fans.” So that would be stuff, only available for Fans? How interesting. There is another service that has a similar effort. And Twitter allows adult content. Instagram doesn’t. Hmm.
  • Twitter does NFTs, because why not: Want to know when something shark jumps? When a big social network joins, right? The main social networks are the baby boomers of the tech world – extending the analogy, Oracle is a ghost that haunts your attic – which means they’re inherently uncool. And now Twitter has NFTs. Yeah, or something.

TechCrunch Experts: Growth Marketing

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Image credits: SEAN GLADWELL (Opens in a new window) / Getty Images

TechCrunch wants you to recommend growth marketers with expertise in SEO, social, content writing, and more! If you are a growth marketer, pass this survey on to your clients; we would like to know why they liked working with you.

If you’re curious about how these surveys shape our coverage, check out this interview Miranda Halpern did with MKT1 Co-Founders Kathleen Estreich and Emily Kramer, “MKT1: Developer Marketing is What Startup Marketing Should Look Like .



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